Credit Reports

A credit report can be a valuable tool for assessing applicants who may occupy a position where business needs dictate a history of financial responsibility.  A credit profile confirms applicant's name, social security number, and address(es). It includes the number of open accounts, whether they are in good or negative standing, high credit range, payment history, open balance credit limit, current balance(s) owed, charge off's, repossessions, and extended debt. It also may include public record information such as bankruptcies, collection actions, judgments, civil suit information, and garnishings.